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Errors and Omissions Insurance
Program
 The WRA-endorsed carrier for errors and omissions insurance is Pearl Insurance, underwritten by the A-rated (by A.M. Best) XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company). The Pearl Insurance E&O program has earned sponsorships from over 40 national, state, and local real estate associations, including the Wisconsin REALTORS® Association since 1994.
The program is specially designed for the real estate industry and the risks you face. Pearl Insurance provides special coverage for claims arising out of regulatory complaints, personal injury, lock box liability, and discrimination.
Because Pearl Insurance understands real estate professionals’ hectic lifestyles, they have designed the Click. Quote. Buy. process for E&O shopping. It’s easy for you to log in, obtain a quick E&O quote – and, if qualified, even buy your policy – online immediately at www.pearlinsurance.com/quote.
As a Pearl Insurance E&O insured, you’ll receive valuable risk management tools and services to help educate you on effectively minimizing your legal liability. All attendees of our Risk Management Seminars are eligible for premium credits. In addition, you’ll gain access to the entire online library of monthly Risk Managers and receive mailings of our quarterly newsletters.
For more information, please contact Pearl Insurance at 800-289-8170 or visit them at www.pearlinsurance.com.
- Choice
of per claim deductibles
- Choice
of per claim/aggregate policy limits
- Coverage
for the Sale of Agent-Owned Residential Properties held for over 180 days
- Your
right to consent before settlement
- Prior
acts coverage to qualified applicants
- $250,000 Fair Housing Discrimination coverage includes defense and damages (up to $1,000,000 available)
- Personal
Injury coverage
- Lockbox coverage increased to full policy limits (all types of lockboxes are covered; no deductible applies to this benefit)
- All-new Open House Property Damage coverage ($50,000 sub-limit)
- Environmental
Failure to Advise up to full policy limits (includes pollutants, asbestos, lead, and radon)
- .
. . and more!
Your chosen deductible applies to damages.
Learn all the benefits of solid
coverage. To request a free E&O brochure, which provides
details of the many plan features, plus an application and
personalized premium estimate, call 1-800-289-8170.
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 Save
Money - Fill Your Liability Needs for Less
Save
Time - No Monthly Paperwork
The
True Cost of Defending a Lawsuit
Are
you a Lawyer, Surveyor, Appraiser, CPA or REALTORŪ
Save Money - Fill Your
Liability Needs for Less
Our rating structure allows substantial
discounts based on size of firm, number of sales associates
holding professional designation: GRI, CRS, CRB, Broker or
Associate Broker, participation in a Home Warranty Plan and more!
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Save Time - No Monthly
Paperwork
Because our premium rates are not figured
per transaction, we require no monthly paperwork or reporting.
That can mean more free time for real estate professionals and
staff to concentrate on doing business instead of completing
insurance forms.
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