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License Agreement: Use of the calculator constitutes acceptance of the
following terms. This calculator is provided as a free service to WRA
members and other users of this site. It should not be used as a
substitute for professional advice from your accountant or financial
adviser. The results of calculations should not be taken as a statement
of one's credit-worthiness, but rather a general guideline/estimate of
mortgage payments and affordability. Furthermore, calculated results
should not to be construed as an application, pre-approval or
"commitment to pre-qualify you" for a loan program through a lender.
Qualification for loans and specific loan programs may require
additional information such as credit scores and an analysis of your
cash reserves, which are not considered in these calculations.
Additional fees such as PMI are also not considered.